```css
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html { scroll-behavior: smooth; }

body {
  font-family: "Inter", Arial, sans-serif;
  background: #050505;
  color: #f8fafc;
  overflow-x: hidden;
}

a { color: inherit; }

/* HERO */
.hero {
  min-height: 100vh;
  position: relative;
  padding: 28px 7%;
  overflow: hidden;
  background:
    radial-gradient(circle at 78% 22%, rgba(212,175,55,.28), transparent 26%),
    radial-gradient(circle at 12% 80%, rgba(255,255,255,.08), transparent 28%),
    #050505;
}

.hero-video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: .75;
  z-index: 0;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(90deg, rgba(5,5,5,.45), rgba(5,5,5,.15), rgba(5,5,5,.45)),
    linear-gradient(to bottom, rgba(5,5,5,.05), rgba(5,5,5,.35));
}

.nav,
.hero-content {
  position: relative;
  z-index: 2;
}

.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 900;
  letter-spacing: -1px;
  font-size: 22px;
}

.brand small {
  display: block;
  color: #d4af37;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 3px;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: linear-gradient(135deg, #d4af37, #f6df8f);
  color: #050505;
  box-shadow: 0 20px 50px rgba(212,175,55,.25);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-links a {
  text-decoration: none;
  color: #cbd5e1;
  font-size: 14px;
  font-weight: 700;
}

.nav-button {
  padding: 12px 22px;
  border-radius: 999px;
  background: #f8fafc;
  color: #050505 !important;
}

.hero-content {
  min-height: calc(100vh - 80px);
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  align-items: center;
  gap: 70px;
}

.eyebrow,
.section-label {
  display: inline-block;
  color: #d4af37;
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 2.4px;
  margin-bottom: 20px;
}

h1 {
  max-width: 950px;
  font-size: clamp(56px, 7.5vw, 112px);
  line-height: .88;
  letter-spacing: -6px;
  margin-bottom: 30px;
}

h1 span { color: #d4af37; }

.hero-copy p {
  max-width: 680px;
  color: #cbd5e1;
  font-size: 20px;
  line-height: 1.75;
  margin-bottom: 36px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 46px;
}

.btn-primary,
.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 17px 30px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 900;
  transition: .3s ease;
}

.btn-primary {
  background: linear-gradient(135deg, #d4af37, #f6df8f);
  color: #050505;
  box-shadow: 0 25px 70px rgba(212,175,55,.28);
}

.btn-secondary {
  border: 1px solid rgba(255,255,255,.22);
  color: #f8fafc;
  background: rgba(255,255,255,.05);
}

.btn-primary:hover,
.btn-secondary:hover {
  transform: translateY(-4px);
}

.trust-strip {
  max-width: 780px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 28px;
  overflow: hidden;
  background: rgba(255,255,255,.045);
  backdrop-filter: blur(18px);
}

.trust-strip div {
  padding: 20px;
  border-right: 1px solid rgba(255,255,255,.1);
}

.trust-strip div:last-child { border-right: none; }

.trust-strip strong {
  display: block;
  margin-bottom: 4px;
}

.trust-strip span {
  color: #94a3b8;
  font-size: 13px;
}

/* HERO DEVICE */
.hero-device {
  min-height: 620px;
  position: relative;
  display: grid;
  place-items: center;
}

.laptop {
  width: min(520px, 92vw);
  padding: 30px;
  border-radius: 34px;
  background: linear-gradient(145deg, rgba(255,255,255,.16), rgba(255,255,255,.055));
  border: 1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(26px);
  box-shadow: 0 55px 160px rgba(0,0,0,.58);
  transform: perspective(900px) rotateY(-8deg) rotateX(5deg);
}

.laptop-top {
  display: flex;
  justify-content: space-between;
  margin-bottom: 24px;
  color: #cbd5e1;
}

.laptop-top b {
  color: #050505;
  background: #d4af37;
  padding: 6px 12px;
  border-radius: 100px;
  font-size: 12px;
}

.chart-card {
  height: 210px;
  border-radius: 26px;
  background: rgba(0,0,0,.28);
  margin-bottom: 20px;
  padding: 24px;
  position: relative;
  overflow: hidden;
}

.chart-line {
  position: absolute;
  left: 20px;
  right: 20px;
  top: 95px;
  height: 3px;
  background: linear-gradient(90deg, transparent, #d4af37, transparent);
  transform: rotate(-8deg);
  box-shadow: 0 0 30px rgba(212,175,55,.65);
}

.bars {
  height: 100%;
  display: flex;
  align-items: end;
  gap: 14px;
}

.bars i {
  flex: 1;
  border-radius: 100px 100px 0 0;
  background: linear-gradient(#f6df8f, #d4af37);
  opacity: .9;
}

.bars i:nth-child(1) { height: 38%; }
.bars i:nth-child(2) { height: 62%; }
.bars i:nth-child(3) { height: 50%; }
.bars i:nth-child(4) { height: 84%; }
.bars i:nth-child(5) { height: 68%; }

.lesson-row {
  display: flex;
  gap: 16px;
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,.12);
}

.lesson-row span {
  color: #d4af37;
  font-weight: 900;
}

.lesson-row small {
  display: block;
  color: #94a3b8;
  margin-top: 4px;
}

.phone {
  position: absolute;
  right: 0;
  bottom: 65px;
  width: 160px;
  padding: 20px;
  border-radius: 32px;
  background: #f8fafc;
  color: #050505;
  box-shadow: 0 35px 90px rgba(0,0,0,.35);
}

.phone span {
  color: #64748b;
  font-size: 12px;
}

.phone strong {
  display: block;
  margin: 8px 0 18px;
}

.circle {
  width: 86px;
  height: 86px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  border: 8px solid #d4af37;
  font-weight: 900;
  margin: auto;
}

.floating-badge {
  position: absolute;
  z-index: 4;
  padding: 14px 20px;
  border-radius: 18px;
  background: rgba(248,250,252,.96);
  color: #050505;
  font-weight: 900;
  box-shadow: 0 28px 80px rgba(0,0,0,.3);
}

.badge-one {
  top: 86px;
  right: 20px;
}

.badge-two {
  left: 16px;
  bottom: 140px;
}

/* SECTIONS */
.logo-bar {
  padding: 22px 7%;
  display: flex;
  gap: 54px;
  overflow: hidden;
  background: #d4af37;
  color: #050505;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 1.4px;
}

.intro,
.bento,
.process,
.faq {
  padding: 125px 7%;
  background: #f8fafc;
  color: #050505;
}

.intro {
  display: grid;
  grid-template-columns: 1fr .8fr;
  gap: 80px;
  align-items: center;
}

h2 {
  font-size: clamp(42px, 5.2vw, 78px);
  line-height: .94;
  letter-spacing: -4px;
}

.intro p {
  color: #475569;
  font-size: 21px;
  line-height: 1.75;
}

.section-title {
  max-width: 900px;
  margin-bottom: 60px;
}

/* BENTO */
.bento-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  grid-auto-rows: 250px;
  gap: 20px;
}

.bento-card {
  padding: 32px;
  border-radius: 34px;
  background: #ffffff;
  box-shadow: 0 25px 80px rgba(15,23,42,.08);
  transition: .35s ease;
  overflow: hidden;
}

.bento-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 40px 100px rgba(15,23,42,.15);
}

.bento-card.large {
  grid-column: span 2;
  grid-row: span 2;
  background:
    radial-gradient(circle at 80% 20%, rgba(212,175,55,.24), transparent 32%),
    #ffffff;
}

.bento-card.wide { grid-column: span 2; }

.bento-card.tall {
  grid-row: span 2;
  background: #050505;
  color: #f8fafc;
}

.bento-card.accent {
  background: #d4af37;
  color: #050505;
}

.bento-card span {
  color: #a77a18;
  font-weight: 900;
}

.bento-card.tall span { color: #d4af37; }

.bento-card h3 {
  font-size: 31px;
  letter-spacing: -1.2px;
  line-height: 1;
  margin: 28px 0 14px;
}

.bento-card.large h3 {
  font-size: 48px;
  margin-top: 100px;
}

.bento-card p {
  color: #64748b;
  line-height: 1.7;
}

.bento-card.tall p { color: #cbd5e1; }

/* PROCESS */
.timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: rgba(5,5,5,.14);
  border-radius: 34px;
  overflow: hidden;
  margin-top: 60px;
}

.timeline div {
  background: #ffffff;
  padding: 38px;
  min-height: 290px;
}

.timeline b { color: #d4af37; }

.timeline h3 {
  font-size: 32px;
  margin: 90px 0 14px;
}

.timeline p {
  color: #64748b;
  line-height: 1.7;
}

/* BROKER */
.broker-section {
  padding: 120px 7%;
  background:
    radial-gradient(circle at 80% 40%, rgba(212,175,55,.18), transparent 28%),
    #050505;
}

.broker-card {
  max-width: 1120px;
  padding: 58px;
  border-radius: 44px;
  background: linear-gradient(145deg, rgba(255,255,255,.12), rgba(255,255,255,.035));
  border: 1px solid rgba(255,255,255,.14);
  backdrop-filter: blur(24px);
}

.broker-card p {
  max-width: 850px;
  color: #cbd5e1;
  font-size: 21px;
  line-height: 1.75;
  margin-top: 28px;
}

/* LEAD */
.lead-section {
  padding: 125px 7%;
  background: #f8fafc;
  color: #050505;
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 80px;
  align-items: start;
}

.lead-copy p {
  color: #475569;
  font-size: 20px;
  line-height: 1.75;
  margin-top: 26px;
  max-width: 560px;
}

.lead-form {
  padding: 42px;
  border-radius: 38px;
  background: #050505;
  color: #f8fafc;
  box-shadow: 0 45px 130px rgba(15,23,42,.26);
}

.form-header { margin-bottom: 24px; }

.form-header h3 {
  font-size: 32px;
  letter-spacing: -1px;
}

.form-header p {
  color: #94a3b8;
  margin-top: 6px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

input,
select,
textarea {
  width: 100%;
  margin-bottom: 14px;
  padding: 18px 19px;
  border-radius: 18px;
  border: 1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.08);
  color: #f8fafc;
  outline: none;
  font-size: 15px;
}

select option { color: #050505; }

input::placeholder,
textarea::placeholder {
  color: #94a3b8;
}

input:focus,
select:focus,
textarea:focus {
  border-color: #d4af37;
  box-shadow: 0 0 0 5px rgba(212,175,55,.14);
}

.checkbox {
  display: block;
  color: #cbd5e1;
  font-size: 14px;
  margin: 12px 0;
  line-height: 1.5;
}

.checkbox input {
  width: auto;
  margin-right: 8px;
}

.checkbox a { color: #d4af37; }

button {
  width: 100%;
  padding: 19px;
  border: none;
  border-radius: 20px;
  background: linear-gradient(135deg, #d4af37, #f6df8f);
  color: #050505;
  font-weight: 900;
  font-size: 17px;
  cursor: pointer;
  transition: .3s ease;
}

button:hover {
  transform: translateY(-3px);
  box-shadow: 0 22px 60px rgba(212,175,55,.28);
}

small {
  display: block;
  margin-top: 14px;
  color: #94a3b8;
}

.thank-you {
  display: none;
  margin-top: 18px;
  padding: 16px;
  border-radius: 16px;
  background: rgba(212,175,55,.13);
  color: #f6df8f;
  font-weight: 800;
}

/* FAQ */
.faq details {
  background: #ffffff;
  margin-top: 16px;
  padding: 26px 30px;
  border-radius: 24px;
  box-shadow: 0 18px 55px rgba(15,23,42,.07);
}

.faq summary {
  cursor: pointer;
  font-weight: 900;
  font-size: 19px;
}

.faq p {
  color: #64748b;
  margin-top: 14px;
  line-height: 1.7;
}

/* FINAL CTA */
.final-cta {
  padding: 140px 7%;
  text-align: center;
  background:
    radial-gradient(circle at 50% 0%, rgba(212,175,55,.18), transparent 28%),
    #050505;
}

.final-cta h2 {
  max-width: 950px;
  margin: 0 auto 34px;
}

/* FOOTER */
footer {
  padding: 46px 7%;
  background: #020202;
  border-top: 1px solid rgba(255,255,255,.08);
  display: grid;
  grid-template-columns: .8fr .8fr 1.4fr;
  gap: 40px;
  color: #94a3b8;
}

footer strong {
  color: #f8fafc;
  font-size: 22px;
}

footer p {
  margin-top: 8px;
  line-height: 1.7;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: #d4af37;
  text-decoration: none;
  font-weight: 700;
}

.footer-disclaimer { font-size: 14px; }

/* STICKY CTA */
.sticky-cta {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 99;
  background: linear-gradient(135deg, #d4af37, #f6df8f);
  color: #050505;
  padding: 15px 24px;
  border-radius: 100px;
  text-decoration: none;
  font-weight: 900;
  box-shadow: 0 20px 55px rgba(212,175,55,.32);
}

/* COOKIE */
.cookie-banner {
  position: fixed;
  left: 24px;
  bottom: 24px;
  z-index: 100;
  max-width: 440px;
  padding: 22px;
  border-radius: 24px;
  background: rgba(5,5,5,.96);
  border: 1px solid rgba(255,255,255,.14);
  color: white;
  box-shadow: 0 30px 90px rgba(0,0,0,.45);
}

.cookie-banner p {
  color: #cbd5e1;
  font-size: 14px;
  margin-bottom: 16px;
  line-height: 1.6;
}

.cookie-banner button {
  width: auto;
  padding: 11px 18px;
  margin-right: 8px;
  border-radius: 100px;
  font-size: 14px;
}

/* PREMIUM POPUP */
.popup {
  position: fixed;
  inset: 0;
  z-index: 999999;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.popup.active { display: flex; }

.popup-backdrop {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 50% 20%, rgba(212,175,55,.20), transparent 32%),
    rgba(0,0,0,.82);
  backdrop-filter: blur(20px);
}

.popup-card {
  position: relative;
  z-index: 2;
  width: min(860px, 94vw);
  min-height: 520px;
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  overflow: hidden;
  border-radius: 36px;
  background:
    linear-gradient(135deg, rgba(255,255,255,.13), rgba(255,255,255,.035)),
    #050505;
  border: 1px solid rgba(255,255,255,.16);
  box-shadow:
    0 60px 180px rgba(0,0,0,.75),
    inset 0 1px 0 rgba(255,255,255,.12);
  animation: luxuryPopup .55s cubic-bezier(.16,1,.3,1);
}

.popup-card::before {
  content: "";
  position: absolute;
  inset: 0;
  padding: 1px;
  border-radius: 36px;
  background: linear-gradient(135deg, rgba(212,175,55,.95), transparent 38%, rgba(255,255,255,.22));
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor;
  mask-composite: exclude;
  pointer-events: none;
}

.popup-content {
  padding: 54px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background:
    radial-gradient(circle at 20% 20%, rgba(212,175,55,.22), transparent 35%),
    linear-gradient(145deg, rgba(255,255,255,.06), transparent);
}

.popup-content span {
  color: #d4af37;
  text-transform: uppercase;
  letter-spacing: 2.4px;
  font-size: 12px;
  font-weight: 900;
  margin-bottom: 18px;
}

.popup-content h2 {
  color: white;
  font-size: 48px;
  line-height: .92;
  letter-spacing: -3px;
  margin-bottom: 20px;
}

.popup-content p {
  color: #cbd5e1;
  font-size: 16px;
  line-height: 1.7;
}

.popup-form {
  padding: 54px 44px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  background: rgba(255,255,255,.045);
}

.popup-form input,
.popup-form select {
  width: 100%;
  height: 54px;
  margin-bottom: 12px;
  padding: 0 17px;
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,.14);
  background: rgba(255,255,255,.96);
  color: #050505;
  font-size: 15px;
  outline: none;
}

.popup-form input:focus,
.popup-form select:focus {
  border-color: #d4af37;
  box-shadow: 0 0 0 5px rgba(212,175,55,.18);
}

.popup-check {
  color: #cbd5e1;
  font-size: 12px;
  line-height: 1.4;
  margin: 2px 0 14px;
}

.popup-check input {
  width: auto;
  height: auto;
  margin-right: 7px;
}

.popup-check a { color: #d4af37; }

.popup-form button {
  width: 100%;
  height: 56px;
  border: none;
  border-radius: 18px;
  background: linear-gradient(135deg, #d4af37, #f6df8f);
  color: #050505;
  font-weight: 900;
  font-size: 16px;
  cursor: pointer;
  box-shadow: 0 24px 70px rgba(212,175,55,.30);
}

.popup-form small {
  margin-top: 12px;
  color: #94a3b8;
  font-size: 12px;
  line-height: 1.4;
}

.popup-close {
  position: absolute;
  top: 18px;
  right: 18px;
  z-index: 5;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.16);
  background: rgba(255,255,255,.10);
  color: white;
  font-size: 24px;
  cursor: pointer;
}

.popup-success {
  grid-column: 1 / -1;
  padding: 70px 40px;
  text-align: center;
}

.popup-success span {
  color: #d4af37;
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 12px;
  font-weight: 900;
}

.popup-success h2 {
  color: white;
  font-size: 56px;
  margin: 14px 0;
  letter-spacing: -3px;
}

.popup-success p {
  color: #cbd5e1;
}

@keyframes luxuryPopup {
  from {
    opacity: 0;
    transform: translateY(26px) scale(.94);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

/* RESPONSIVE */
@media (max-width: 980px) {
  .nav-links a:not(.nav-button) { display: none; }

  .hero-content,
  .intro,
  .lead-section {
    grid-template-columns: 1fr;
  }

  .hero-copy { padding-top: 70px; }

  .hero-device { min-height: 520px; }

  .laptop {
    transform: none;
    width: 100%;
  }

  .trust-strip,
  .timeline,
  .form-row {
    grid-template-columns: 1fr;
  }

  .trust-strip div {
    border-right: none;
    border-bottom: 1px solid rgba(255,255,255,.1);
  }

  .bento-grid {
    grid-template-columns: 1fr;
    grid-auto-rows: auto;
  }

  .bento-card,
  .bento-card.large,
  .bento-card.wide,
  .bento-card.tall {
    grid-column: auto;
    grid-row: auto;
    min-height: 280px;
  }

  .bento-card.large h3 {
    margin-top: 40px;
    font-size: 38px;
  }

  h1 {
    font-size: 54px;
    letter-spacing: -3px;
  }

  h2 {
    font-size: 42px;
    letter-spacing: -2px;
  }

  .phone,
  .floating-badge {
    display: none;
  }

  footer { grid-template-columns: 1fr; }
}

@media (max-width: 680px) {
  .hero {
    padding: 24px 5%;
    min-height: auto;
  }

  .brand { font-size: 18px; }

  .brand-mark {
    width: 36px;
    height: 36px;
  }

  .nav-button {
    padding: 10px 16px;
    font-size: 13px;
  }

  .hero-content {
    min-height: auto;
    padding-bottom: 70px;
  }

  h1 {
    font-size: 42px;
    line-height: .95;
    letter-spacing: -3px;
  }

  h2 {
    font-size: 36px;
    line-height: 1;
    letter-spacing: -2px;
  }

  .hero-actions { flex-direction: column; }

  .btn-primary,
  .btn-secondary {
    width: 100%;
    text-align: center;
  }

  .logo-bar {
    gap: 25px;
    font-size: 12px;
    overflow-x: auto;
  }

  .intro,
  .bento,
  .process,
  .faq,
  .lead-section,
  .broker-section,
  .final-cta {
    padding: 80px 5%;
  }

  .broker-card {
    padding: 32px;
    border-radius: 30px;
  }

  .lead-form {
    padding: 26px;
    border-radius: 28px;
  }

  input,
  select,
  textarea {
    font-size: 16px;
  }

  .sticky-cta {
    right: 14px;
    bottom: 14px;
    padding: 13px 18px;
    font-size: 14px;
  }

  .cookie-banner {
    left: 12px;
    right: 12px;
    bottom: 12px;
    max-width: none;
  }
}

@media (max-width: 760px) {
  .popup {
    padding: 14px;
  }

  .popup-card {
    width: 100%;
    min-height: auto;
    grid-template-columns: 1fr;
    border-radius: 28px;
  }

  .popup-content {
    padding: 34px 24px 12px;
  }

  .popup-content h2 {
    font-size: 32px;
    letter-spacing: -2px;
  }

  .popup-content p {
    font-size: 14px;
  }

  .popup-form {
    padding: 18px 24px 28px;
  }

  .popup-form input,
  .popup-form select {
    height: 48px;
    margin-bottom: 9px;
    border-radius: 14px;
  }

  .popup-form button {
    height: 50px;
    border-radius: 15px;
  }

  .popup-close {
    top: 12px;
    right: 12px;
  }
}

@media (max-height: 650px) and (max-width: 760px) {
  .popup-card {
    max-height: 96vh;
    overflow-y: auto;
  }

  .popup-content {
    padding-top: 28px;
  }

  .popup-content h2 {
    font-size: 28px;
  }
}
```